Skip to main content

Preferred Checking

This account is designed for members who want full service checking.

  • Opening deposit of at least $5
  • Checking account earns dividends
  • First order of Credit Union standard checks are free.
  • Free re-orders of Credit Union standard checks with direct deposit or age 55+ or at least $50,000+ on deposit 
  • No minimum balance required with direct deposit or $400 monthly average balance required to avoid the $5 monthly service fee 
  • 10 free ATM transactions per statement cycle, at any Bank of Hawaii or Hawaiian Financial FCU ATMs.
  • Free Debit Card
  • Free Online Access
  • Free Mobile Access
  • Free Bill Payer
  • Send person to person payments via POPMoney for a fee 
  • Courtesy Pay available to qualified members
  • Overdraft Protection available based on approval 
  • Ability to deposit a check via your smartphone or tablet to qualified accounts

Open an Account

View our Rate & Fee Schedule. Order standard checks.

Items needed to open your account:
- Completed application signed by all account holders
- Copies of valid IDsU.S. Driver's License
U.S. State ID
Military ID
U.S. Passport
for all account holders
- Opening deposit of at least $5
Click here to submit your documents securely .