Loan Rates
New & Used Auto Rates
 
Type of Loan
 
Term
APR+
 

New Auto
 
3 Years
1.95%
 
 
 
 
4 - 5 Years
As low as 2.75%
 
 
 
 
6 Years
As low as 3.75%
 
 
 
 
7 Years
As low as 4.75%
 

Used Auto
 
3 Years
1.95%
 
 
 
 
4 - 5 Years
As low as 2.75%
 

Non-purchased Used Auto
 
Up to 3 Years
As low as 8.50%
 
 
 
 
4 Years
As low as 8.75%
 
 
 
 
5 Years
As low as 9.75%
 

 
Personal & Consolidation Loan Rates
 
Type of Loan
 
Term
APR+
 *Promo rate till 1/31/16

Personal
 
1 Years
As low as 5.00%
2.00%*
 
 
 
2 Years
As low as 6.25%
3.00%*
 
 
 
3 Years
As low as 7.00%
4.50%*
 
 
 
4 Years
As low as 8.50%
5.75%*
 
 
 
5 Years
As low as 9.50%
7.00%*

 
Secured Certificate & Loan Rates
 
Type of Loan
 
Term
Rate
 

Share Secured
 
Up to 3 Years
Share Rate + 3.00% ++
 
 
 
 
4 Years
Share Rate + 4.00% ++
 
 
 
 
5 Years
Share Rate + 5.00% ++
 

Certificate Secured
 
+++
Certificate + 3.00% ++
 

 
Home Equity Line of Credit (HELOC)
 
Type of Loan
 
 
APR+
 

HELOC
 
 
3.25%
 

 
First Mortgage Rates
 
Call 1-808-832-8740, for today's current mortgage rates or click here.
+ Annual Percentage Rate
++ 90% of amount available in Share Account or Certificate
+++ Not to exceed term of certificate
All rates are subject to change without notice and are effective as of July 06, 2015.

The Annual Percentage Rate that you receive will be within the disclosed range and is based on certain creditworthiness factors. Please contact us for the rate you qualify for.

If you need more information about any of our accounts, please email the Loans department at loans@hitelfcu.com or call 1-808-832-8740.