For Your Advantage

Start your financial journey with HIFICU's Advantage accounts!

These accounts are designed specially for teens and young adults to help them get an edge on their finances.  See which account best fits your financial needs and apply today!

Advantage Savings

• Account is designed for ages 13-22
• Account must be joint with parent, grandparent or legal guardian for account holders 17 and under
• Minimum $25 opening deposit
• Earn monthly dividends
• Access your account with an ATM Share Card
• Unlimited ATM transactions per statement cycle at any Bank of Hawaii or Hawaiian Financial FCU ATMs
• Account transitions to a Regular Savings Account at Age 23 

    Open an Advantage Savings Account

Advantage Checking

• Account is designed for ages 16-22
• Account must be joint with parent, grandparent or legal guardian for account holders 17 and under
• Minimum $5 opening deposit
• Checking account does not earn dividends
• First order of Credit Union standard checks are free
• Free annual re-order of Credit Union standard checks
• Unlimited ATM transactions per statement cycle, at any Bank of Hawaii or Hawaiian Financial FCU ATMs
• Free Debit Card (custom options coming soon!)
• Convenient Accessibility -  Online  |  Mobile  |  Billpayer
• Ability to deposit a check via your smartphone or tablet to qualified accounts
• No monthly maintenance fees
• Account converts to a Value Checking at the age of 23

    Open an Advantage Checking Account

Click here to view our Rate & Fee Schedule.

Items needed to open your acount:
- Completed application
- Copies of valid IDs U.S. Driver's License
U.S. State ID
Military ID
U.S. Passport for all adult account holders
- Copies of Student ID and Social Security Card
- Opening deposit of at least $25
Click here to submit your documents securely.